This concept defines security
architecture and process to support mobile device transactions.
Xpss QR Card
This concept is formulated to enable
card members to transact with familiar plastic
card. Card has QR bar codes on front and back, still retains magnetic stripe. Xpss device reader option.
US Patent Issued 9,123,040
SYSTEMS AND METHODS FOR ENCODED ALIAS BASED TRANSACTIONS
Inventors: Kelly, Nicholas / Sugathan, Man / Tune, James J. / Yong, Daniel
Patent Date: Sep 1, 2015
ABSTRACT
Disclosed
is a computer based method for securing a financial transaction. A transaction
device does not include any human readable data that can be used to identify
the account owner and/or the transaction account. A first code and a second
code are combined to determine an alias transaction account code. A transaction
account is determined based upon the alias transaction account code.